Organise a steady income
Our retirement income stream lets you enjoy flexible, tax-free* income payments from your super, as well as lump sum payments when you need them. Your balance stays invested so your money keeps working, even when you're not.
Make your super work hard for you in retirement
Are you ready to retire with confidence? View our resources for more tips to prepare you on your retirement journey.
Check your eligibility for the Age Pension
Check to see if you’re eligible for Government benefits, such as the Age Pension. More than 60% of us rely on the Age Pension to help bridge the gap between what you have and the income you need.
Choose the right investment option for retirement
Whether you open an income stream or leave your super accumulating, take the time to consider your investment options and decide whether it's still appropriate for you.
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Am I ready to retire? Not quite?
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Ready. Set. Retire.
Turn your super into a regular tax-free income with an income stream account
To start withdrawing regular income from your super, simply open a retirement income stream account and transfer some, or all, of your money from your super account.
Note that tax-free income applies for ages 60 or older. Tax offsets may apply for ages under 60, depending on eligibility.
Where to next?
Use our resources to help you find your next steps on your retirement journey.
Already retired?
Preparing for the future is easier with a retirement income stream. Now you can plan ahead knowing that regular payments are coming from your income stream account.
Use our retirement budgeting calculator
Simply fill in some details about yourself and your ideal retirement lifestyle, and our super retirement calculator can give you a personalised estimate of the super you may need if you're retiring in Australia.
A big misconception about super
Retirement is something that most of us look forward to. Often though, there’s a misconception that when the big day arrives, you have to withdraw all of your super.