Income Protection

If you were temporarily ill or injured and unable to work, could you cope financially? Protect your salary with Income Protection insurance.

Key features

  • Competitively priced
  • Cover to age 65
  • Default for members of our Health division
  • Occupational ratings available
  • Choose between 30, 60 and 90 day waiting periods

Protect my salary

Income Protection insurance covers you in the event that you become ill or injured and are unable to work for an extended period of time.

This type of cover provides you with a regular income of up to 85% of your monthly salary for a period of up to two years, giving you peace of mind knowing you will continue to receive a regular income. (Note: if your cover exceeds 75% of your salary, up to 10% is paid to Prime Super as a superannuation contribution).

Your benefit starts after you've completed your selected waiting period – 30, 60 or 90 days.

Make changes to your insurance

You can apply for Income Protection insurance, change or cancel your existing cover via your MemberOnline  account or by completing an Insurance Application/Variation form.

Get help

We can help you determine the right cover for your needs. Call us on 1800 675 839.

Health division members

If you are a member of Prime Super’s Health division, you will receive four units of Income Protection insurance* as part of your default insurance cover when you join the Fund. (If you are under age 25, you will receive 2 units of Income Protection insurance, which will increase to 4 units once you turn 25).

You may increase, decrease, or cancel this cover at any time, to suit your individual needs and circumstances.

Making a claim

You can find more information about how to make a claim here.

 *Eligibility criteria, conditions and exclusions apply. For more detailed information about insurance with Prime Super, including premiums and coverage, refer to Section 8 of the relevant Product Disclosure Statement and Member Guide.

Want to know more?

Talk to the Prime Super team - call 1800 675 839

Talk to the Prime Super team

Protect the things that matter most

Insurance is one of the key features of your super account. Make sure you have the right cover.