Better as a team

And why being a member with Prime Super can bring greater peace of mind

Having a crystal ball into the future would be handy sometimes but unfortunately, none of us can predict what tomorrow, next year or life in retirement will bring. One thing we can do is work towards setting up a solid foundation for the years ahead – one that can more effectively ride the waves of the economy and costs of living. And that’s where your superannuation comes in.

Whether retirement is years away or just around the corner, it’s important to not only plan for life on a super pension, but also feel confident about the process of getting there. That's why Prime Super goes the extra mile to ensure you feel empowered, well-informed and in control of the decisions around your super.

“The commitment and communication from Prime Super over the past 22 years has been consistently above and beyond what I had thought possible,” said Vanessa Church, one of our longstanding members.

 

“They’ve genuinely given me peace of mind when economic times are tough, and during the transition process into retirement.”

Looking at today and the future

We also realise that, while super is something most people think about for the future, it’s the decisions that our members and our expert team make today that will make the biggest impact.

Those decisions could be about:

• Where and how your super is invested so that it matches your values and preferences.
• Whether you can chip in a little yourself now for a better super balance later.
• Helping out a spouse or partner who may have stopped working, often to look after others.
• Managing your own super payments if you’re self-employed.
• Planning for unexpected challenges that could occur at any time by having reliable personal insurance.

An important aspect of this is working with you as a member, to make sure you’re getting the right help, no matter what questions you have.

“Prime super has been everything I could wish for in a super fund – great communication, responds quickly to queries, help desk is very efficient, and of course the returns generated for me are great,” said Adrian one of our members who is now enjoying the fruits of retirement.

Of course, super is not just something to consider as we get older. Those who are just embarking on their career path deserve just as much guidance, support and confidence in making decisions around super. In fact, it could be said that, since those are the years that the foundations for super are being built, empowering members at this early stage, and giving them the skills to invest smarter is vital. Thankfully, Prime Super  makes it easier for people to make the most of their money.

“As someone very new to the workforce, Prime Super helped me understand what super is and why it’s so important,” one of our young members, Morgan O’Neill said. “They are professional and helpful, always taking the time to answer my questions.

 

“Now I’m confident managing my own super through the Prime Super app and member portal.”

Managing costs of living today, while planning for a better tomorrow

As the cost of everyday living rises, it’s easy to focus just on the here and now. And for a lot of people, that’s where their focus needs to be. But by exploring the ways to live better on a budget, celebrate milestones without going overboard, make informed investment choices in super, and identify savings in everyday spending, we can build good habits that set us up for more comfortable living now and later on.

Need more info?

If you have questions about anything in this article, book a chat online with our super specialists.